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Every successful individual knows that his or her achievements depend on the education and knowledge they receive.

About JBM Seminars


My name is JB McGinnis.  I am the owner and CEO of JBM Seminars. In a matter of years, I’ve gone from living paycheck to paycheck to being able to retire at the age of 46. This allows me to travel the world and pursue my passion of helping people all over country improve their credit, manage their debt and gain financial independence. This was not an easy task, but with hard work. discipline and good choices I managed to save my first $100,000 in a few years and I want to share my techniques with you.

The program I have designed is a step by step process that is easy to follow. It covers topics like being a financially intimate couple, teaching your children to be financially responsible, how to keep the money you are giving away today, the quickest ways to increase your credit score, a fail proof budget and much much more.

The key is the psychological aspect of debt and not necessarily your dollar amount. Education is a great factor as well…. “You must have sense…. to keep your dollars and cents”.

I recently retired from the United States Army after 25 years of honorable service as an Engineer Officer. I have earned Masters Degree in Human Resource Management from Wayland Baptist University. I am a member of The National Association of Certified Credit Counselors (N.A.C.C.C) and a Certified Pre-Bankruptcy Counselor. I’m a prior Quiznos Franchise owner in Grand Prairie, Texas. I’m currently the Regional Director of the G.L.A.D./ CARE Program (Greeks Learning to Avoid Debt and Credit Abuse and Resistance Education) for the Southwestern Province of Kappa Alpha Psi Fraternity Inc. I travel throughout the country conducting Credit and Debt Management Seminars to college students. I have assisted thousands of clients with debt management for over 15 Years.

“Using the exact system I teach, I was able to retire and become financially  independent at the age of 46.”

Unlike many credit repair companies JBM Seminars has an A+ rating from The Better Business Bureau. I provide honest service and advice to my clients and teach them how to manage their credit scores on their own and not just provide a quick fix that will ultimately reappear. You will ultimately spends hundreds if not thousands of dollars trying to get someone to raise your credit score. Sign up and take my course for a fraction of the cost and learn how to maintain your credit for life.

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